If you are looking for Drug abuse life insurance leads, we own and operate a Drug abuse life insurance leads generation platform called Impaired Life Leads.
iLL has joined forces with hundreds of UK FCA-authorised brokers and BDM's of mainstream insurers with the aim of building joint partnerships within the impaired life insurance space. We provide the leads, the broker is provided the Drug abuse life insurance leads and then sells the policies and provides the advice, and we simply earn a commission on each policy that's put through.
We have the power to generate over 2000 Drug abuse life insurance leads per week within the impaired space and we are looking for a simple relationship with a mutually beneficial end.
If you're interested, give us a call - we will even help you how to best place an impaired customer using specialist impaired life placement software.
We have a minimum starter Joint Venture order of 100 leads per week for your chosen medical condition(s).
Have you previously struggled with drug abuse? Are you worried about how you will secure life insurance cover to protect yourself and your loved ones? At iLL we specialise in helping people with histories of drug abuse to find the right cover for their needs with a sympathetic insurer. Our unique comparison service and network of approved impaired insurance specialists can help you quickly and easily locate the best insurance policy at an affordable price.
Drug abuse can have severe consequences for a person’s health and mental well-being. Drugs have powerful psychological and physical effects on the body, depending on the substances taken and how long they were taken for.
Common behavioural changes in drug abusers include secrecy, paranoia, feeling easily irritated and angry, over-confidence and depression. Physical effects on the body range from a loss of appetite, to weight loss, a loss of libido, and in severe cases, organ failure. It can be difficult to spot the signs of drug abuse in an individual, as in most cases the abuser tries to hide their drug-taking behaviour.
Drug abuse can be treated through therapy and rehab programmes. These programmes also require strong motivation and willpower on the part of the drug abuser in order for rehabilitation to be successful.
If you have abused drugs, this will affect your options for life insurance cover. Some insurers simply will not accept applications, especially if you are using drugs while making your application for life insurance. Other insurers may consider you if you have used drugs previously but have since undergone a successful period of rehabilitation and have fully recovered.
If you have previously struggled with drug abuse, you may feel overwhelmed or even embarrassed to try and find the right life insurance cover for your needs. This is where iLL can help you find an sympathetic insurer that truly understands your situation. If you are currently struggling with drug abuse, some insurers will be cautious about accepting your application. All insurers have to underwrite applications they receive from customers looking for drug abuse life insurance, and need to manage their level of risk. If your life expectancy is shortened because of your drug abuse or you have previously experienced organ failure and required emergency treatment, it can be more challenging to find an insurer that meets your needs.
This is where we come in. At iLL, we can help you find an understanding and approachable insurer for your personal circumstances. If you have attended rehab and your substance addiction is under control, there are options for life insurance cover available to you.
If you have previously abused drugs, you should expect to pay higher premiums than a person with no history of drug abuse. Costs for your premiums for drug abuse life insurance will depend on the substances you took, how long you were addicted to them, and the effects drug abuse had on your health and mental health. If you previously used Class A substances, an insurer is going to want to see that you have been clean for some time, and have successfully been through rehab treatment. This will determine the level of risk you pose.
Prices from insurers will vary depending on who you speak to, which is why iLL is the perfect place to find the best drug abuse life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have suffered major health or mental health complications as a result of drug abuse, there is a great likelihood of you making a claim to an insurance company in future. A loading fee may therefore be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find a policy that works for your budget. It’s quick and easy to get your quote.
Fill in our 30-second form
iLL works with many of the UK’s leading drug abuse life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one drug abuse life insurance broker that understands your circumstances. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
There have been calls in recent years for insurers to offer more products to those who have recovered from drug abuse, especially if they have successfully gone through rehab and turned their lives around. Many insurers will want an applicant to have been clean for at least five years before considering their application for critical illness cover.
iLL’s policy comparison service can help you find the right policy. Simply fill in our easy form to get matched with a quote from the right approved and vetted insurer today. It’s quick, easy to do and saves you time searching the market for the right insurer.
Further help and support about drug abuse can be found below:
If you have previously struggled with drug abuse, it can feel overwhelming to know where to find the best price and insurer for your circumstances. At iLL, we like to save you money and make the purchasing of life insurance as simple as possible. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for drug abuse life insurance. We’ll help you find a sympathetic insurer with cover at a price that suits you.