If you are looking for High BMI Life Insurance Leads, we own and operate a High BMI Life Insurance Leads generation platform called Impaired Life Leads.
iLL has joined forces with hundreds of UK FCA-authorised brokers and BDM's of mainstream insurers with the aim of building joint partnerships within the impaired life insurance space. We provide the leads, the broker is provided the High BMI Life Insurance Leads and then sells the policies and provides the advice, and we simply earn a commission on each policy that's put through.
We have the power to generate over 2000 High BMI Life Insurance Leads per week within the impaired space and we are looking for a simple relationship with a mutually beneficial end.
If you're interested, give us a call - we will even help you how to best place an impaired customer using specialist impaired life placement software.
We have a minimum starter Joint Venture order of 100 leads per week for your chosen medical condition(s).
Are you trying to find life insurance with an insurer that will accept applications from those with a high BMI? iLL offers a comparison tool that helps those with pre-existing medical conditions like obesity and high BMI to find life insurance with a reputable insurer. If you have a high BMI, our unique comparison service and network of approved impaired insurance specialists can help you quickly and easily locate the best life insurance policy at a budget-friendly price.
You have a higher percentage of body fat if you have a high BMI. People with a high BMI are most likely to be overweight or obese. Obesity affects a quarter of all adults in the UK. Your BMI (Body Mass Index), can easily be calculated by the ratio of your height to your weight. The NHS offers a BMI calculator to check whether or not you have a healthy weight. Once calculated, your BMI will fall into one of the following categories (the first being the most healthy):
If you have a high BMI, you put a greater strain on your organs and body generally, putting you at a greater risk of developing serious health issues such as type 2 diabetes, stroke, breast and bowel cancer, heart disease and other mental health conditions linked to being overweight, such as depression and low self esteem. Generally speaking, having a high BMI can affect your insurance premiums, as it indicates that you are not as healthy as a person with a lower/healthier BMI. Quotes from insurers will vary when it comes to acceptance of applications from people who have a high BMI. If you’re trying to find an understanding insurer that can offer you the right life insurance policy for your needs, iLL’s comparison tool can help.
It can be a confusing process to try and compare the market and find the right life insurance cover for your needs. Obesity and having a high BMI is considered to be a pre-existing medical condition, and some insurers may be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for high BMI life insurance, and need to manage their level of risk. If your high BMI has put you at a greater risk of developing health complications, you may find it difficult to find an insurer that meets your needs.
iLL can help you find the right insurer that frequently accepts life insurance applications from people with a high BMI. As obesity and having a high BMI is common, many insurers can provide cover.
If you have a high BMI, you have a greater risk of developing Type 2 diabetes, stroke, heart disease and mental health conditions such as depression. Due to these heightened risks, an insurer may charge more in terms of premiums for cover. Generally speaking, an insurer will want to know the causes of your high BMI, whether it is in your family medical history, or is as a result of your lifestyle (such as whether you smoke or drink more than the recommended units of alcohol).
Prices from insurers will vary depending on who you speak to, which is why iLL is the right place to find the best high BMI and life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have had a high BMI for some time and have not made attempts to lose weight through diet and lifestyle changes, or you have been informed that you are at a greater risk of developing a health condition such as heart disease, an insurance company may apply a loading fee to cover such risks.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal so that all of your insurance requirements are met. It’s quick and easy to get your quote.
Fill in our 30-second form
iLL works with many of the UK’s leading life insurance providers that offer cover for those with a high BMI. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one life insurance broker. Submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
A critical illness cover policy will pay out a lump sum if you are diagnosed with a critical illness such as cancer. Many insurers offer critical illness policies to those with a high BMI. A GP report may be requested to determine that their high BMI isn’t having an effect on their overall health or causing any other health complications. Policy exclusions may also be applied in relation to cardiovascular diseases linked to a high BMI, or cancers such as breast cancer or bowel cancer.
With iLL’s policy comparison service, you can find the right cover that suits your needs. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. iLL saves you time and money by finding you the right insurer.
For further details, help and support about having a high BMI, visit the following links:
British Heart Foundation
The King’s Fund
Obesity Health Alliance
If you have a high BMI, you may worry about where you can find a sympathetic insurer that will offer you an affordable life insurance policy. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for high BMI life insurance. iLL makes the search for life insurance a quick and straightforward process.