If you are looking for IBS life insurance leads, we own and operate a IBS life insurance leads generation platform called Impaired Life Leads.
iLL has joined forces with hundreds of UK FCA-authorised brokers and BDM's of mainstream insurers with the aim of building joint partnerships within the impaired life insurance space. We provide the leads, the broker is provided the IBS life insurance leads and then sells the policies and provides the advice, and we simply earn a commission on each policy that's put through.
We have the power to generate over 2000 IBS life insurance leads per week within the impaired space and we are looking for a simple relationship with a mutually beneficial end.
If you're interested, give us a call - we will even help you how to best place an impaired customer using specialist impaired life placement software.
We have a minimum starter Joint Venture order of 100 leads per week for your chosen medical condition(s).
Are you looking for affordable IBS life insurance? At iLL we specialise in helping people with medical conditions like IBS to find the right life insurance policy with substantial cover for now and into the future. Our unique comparison service and network of approved impaired insurance specialists can help you quickly and easily locate the best cover at an affordable price.
Irritable Bowel Syndrome (IBS) is a common condition in which food passes through the digestive system with difficulty, causing pain, stomach cramps, bloating and alternating diarrhoea and constipation. Symptoms can appear rapidly and then disappear, or continue for days, weeks or even months at a time. IBS is a long-term condition that a person will typically have for the rest of their life. There is no cure for the condition, but diet and medications can help to ease symptoms. What causes IBS is unknown, but it is suggested that sufferers may have over-sensitive nerves in the gut, causing the gut to pass food through the intestine either too quickly or too slowly.
Common symptoms of IBS include diarrhoea, fatigue, nausea, passing gas, bloating, backache and a frequent need to urinate. Every case of IBS is different, and sufferers are encouraged to find their own ‘trigger foods’ that set off their IBS, keeping consumption of these foods to a minimum, while taking regular exercise and finding ways to keep calm so that stress levels remain low.
As IBS is a common condition with no threat to life or impact on life expectancy, most insurers offer cover on either standard terms or with slightly increased premiums (if the sufferer has had IBS for more than 5 years).
If you have a life-long condition such as IBS, you may be wondering whether you will be accepted for life insurance cover. Some insurers may be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for IBS life insurance, and need to manage their level of risk. If you have had severe IBS for more than five years, with frequent flare-ups that are unable to be controlled through diet or medication, it could be more challenging to find an insurer that meets your needs. This is where we come in. At iLL, we can help you find the right insurer for your personal circumstances. Our easy comparison service helps you locate the best policy for your needs in just a few minutes.
IBS is considered by insurers to be a long-term medical condition that often affects a sufferer for the rest of their life. If your IBS is severe and you have had the condition for more than five years, you should expect to pay higher premiums than a person with no health conditions at all, but no more than other pre-existing medical conditions, meaning that the increase should be minimal. This will however depend on the severity of your IBS, the medications and any special diet you are following to treat it, as well as whether you are able to work. These factors will determine the level of risk you pose to an insurer.
Prices from insurers will vary depending on who you speak to, which is why iLL is the right place to find the best impaired IBS life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, you are not taking medications or trying to decrease your stress levels to control your symptoms and there is a great likelihood of you making a claim to an insurance company in future, a loading fee may be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal. It’s quick and easy to get your quote.
Fill in our 30-second form
iLL works with many of the UK’s leading IBS life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one IBS life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
Critical illness cover is a policy that pays out should you become diagnosed with a rare illness such as cancer. As IBS has no link to any life-threatening conditions (such as bowel cancer), and doesn’t lead to any serious illnesses, it is likely that you will be accepted on standard terms or on a policy with a small premium loading, depending on the severity of your IBS.
iLL’s policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. We can save you the hassle of searching the market for the right insurer.
For more details on IBS, visit the following links:
The IBS Network
At iLL, we like to save you money when purchasing IBS life insurance cover. If you have a lifelong medical condition like IBS, you may wonder where to find the best price and insurer for your needs. Enter your details into one of our quick and easy quote forms to be referred to our specialist impaired life insurance partners for IBS life insurance.