If you are looking for Mental health life insurance leads, we own and operate a Mental health life insurance leads generation platform called Impaired Life Leads.
iLL has joined forces with hundreds of UK FCA-authorised brokers and BDM's of mainstream insurers with the aim of building joint partnerships within the impaired life insurance space. We provide the leads, the broker is provided the Mental health life insurance leads and then sells the policies and provides the advice, and we simply earn a commission on each policy that's put through.
We have the power to generate over 2000 Mental health life insurance leads per week within the impaired space and we are looking for a simple relationship with a mutually beneficial end.
If you're interested, give us a call - we will even help you how to best place an impaired customer using specialist impaired life placement software.
We have a minimum starter Joint Venture order of 100 leads per week for your chosen medical condition(s).
Are you looking for mental health life insurance that covers you if you have a mental illness such as schizophrenia, anxiety, depression or bipolar disorder? Whether you have been diagnosed with a mental health condition in the past but have now recovered, or are currently suffering from a mental illness, iLL can help you find the most compassionate and understanding insurer for your needs. At iLL, we have helped thousands of people with mental health problems find the right cover that brings them complete peace of mind. Our unique comparison service enables you to put your details in front of a network of approved impaired insurance specialists, saving you time and money.
It can be difficult to find life insurance cover if you have a mental health condition. Some insurers automatically place mental health patients in a ‘higher risk’ category. This means that an insurer may be less likely to pay out on a claim, or even accept applications at all from those with mental health conditions. This can even happen if you have previously been diagnosed with a mental health condition in the past, but have since recovered.
Some insurers may also place higher premiums on people with mental health conditions who have had substantial amounts of time off of work, or who are unemployed. Others may just not cover pre-existing or mental health conditions at all.
At iLL, we understand that searching the market to find an insurer that will accept your application can be overwhelming and even frustrating, especially if you need cover for a mental health condition. In our experience, many insurers will assess applications based on the severity of your mental health condition, and what type of condition you have. If you have severe depression for example, such as recurrent depressive disorder, or another type of mental illness that is considered a threat to your life, an insurer may be cautious when considering whether or not to accept your application.
All insurers have to underwrite applications they receive from customers looking for mental health life insurance, and need to manage their level of risk. If you have been experiencing suicidal thoughts, a insurer may want to place exclusions on your policy.
This is where we can help. iLL enables you to find the right insurer offering the cover you need for mental health life insurance. As further awareness of mental health conditions continues to increase, there are more policies available for those suffering from mental illness, and many insurers are starting to accept applications with a more open mind. Start your search for mental health life insurance today by filling in our quick 30-second form to be matched with the best policies for you.
Fill in our 30-second form
Many insurers offer cover for a wide range of mental health illnesses, but your premiums will be affected by various factors, including when you were first diagnosed with your condition, how you manage your condition, including medications you are taking, any hospital admissions, suicide attempts and time taken off of work.
Prices from insurers will vary depending on who you speak to, which is why iLL is the best place to find the right mental health life insurance specialist.
You may find that a loading fee is applied to your policy, especially in cases of severe depression or other conditions where there could be a risk to your life. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. If you have previously attempted suicide or have been a hospital in-patient, an insurer may see your case as higher risk and apply a loading fee to cover this risk. In some cases, you may even be declined for cover.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated mental health life insurer that covers your needs, helping you to compare prices and find the best deal. Get your quotes by filling in our quick and easy form.
At iLL, we are linked to many of the UK’s leading mental health life insurance providers. With our panel of FCA-registered impaired life insurance specialists, you can receive quotes from more than one life insurance broker specialising in mental health conditions, enabling you to compare and find the right policy for your needs. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
Insurers generally assess applications for critical illness cover in the same way that they do for life insurance. If you have a mental health condition that is under control with medications (for example), with no recent hospital admissions as a result of self harm or suicide, it is likely that you will be accepted for critical illness cover on standard terms. An insurer will want to know the severity of your condition. If your mental health condition is classed as severe, and you have contemplated taking your own life or attempted to, there may be exclusions added to your policy or you may be declined cover.
iLL’s policy comparison service can help you find the right mental health life insurance cover. Every person’s needs are different, so fill in our simple form to get matched with a quote from the right approved and vetted insurer for your circumstances. iLL saves you time searching the market for the right insurer for your needs.
For help and support about living with a mental health condition, visit the following links:
Mental Health Foundation
Mental Health UK
At iLL, we believe that the purchase of mental health life insurance should be straightforward. If you have a mental health condition, it can be frustrating to find the right insurer that suits your needs at an affordable price. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for mental health life insurance. With our free service, you can find the most comprehensive cover at a price that suits your budget.