If you are looking for Overweight/obese life insurance leads, we own and operate a Overweight/obese life insurance leads generation platform called Impaired Life Leads.
iLL has joined forces with hundreds of UK FCA-authorised brokers and BDM's of mainstream insurers with the aim of building joint partnerships within the impaired life insurance space. We provide the leads, the broker is provided the Overweight/obese life insurance leads and then sells the policies and provides the advice, and we simply earn a commission on each policy that's put through.
We have the power to generate over 2000 Overweight/obese life insurance leads per week within the impaired space and we are looking for a simple relationship with a mutually beneficial end.
If you're interested, give us a call - we will even help you how to best place an impaired customer using specialist impaired life placement software.
We have a minimum starter Joint Venture order of 100 leads per week for your chosen medical condition(s).
Are you overweight or obese? Are you looking for life insurance? At iLL we specialise in helping people with pre-existing medical conditions like obesity to find cover that protects their assets and loved ones. Whether you are overweight or obese, our unique comparison service and network of approved impaired insurance specialists can help you quickly and easily locate the best life insurance policy for at the best price.
If you are overweight or obese, you have a higher percentage of body fat than a person who isn’t overweight or obese. Obesity is a condition that now affects a quarter of all adults in the UK. People who are obese or overweight have a high BMI (body mass index). The BMI calculator provided by the NHS is a great way to check whether or not you have a healthy weight. BMI is calculated by a score, which determines whether or not you have a healthy weight based on the following categories:
Being overweight or obese can lead to various health problems, including type 2 diabetes, heart disease, stroke, breast and bowel cancer and mental health conditions such as depression. Being overweight or obese can affect your life insurance premiums. Some insurers are more lenient than others when it comes to accepting applications from people who are overweight or obese. iLL can help you find the right insurer for your circumstances, that will accept your application sympathetically.
It can feel overwhelming to try and find the right life insurance cover for your needs. As obesity is considered a pre-existing medical condition, some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for overweight or obesity life insurance, and need to manage their level of risk. If you have suffered from or run the risk of developing major health complications as a result of being overweight or obese, it can be more challenging to find an insurer that understands your circumstances.
At iLL, we can help you find the right insurer that has a sympathetic approach to your medical condition. As obesity and being overweight is a common condition for many people, there are many insurers out there that will accept applications for cover.
Medical complications that are linked to being obese or overweight include Type 2 diabetes, stroke, heart disease and mental health conditions. Because of the risks associated with an obese or overweight person developing such conditions, an insurer may charge a customer higher premiums for cover. Whether or not you are accepted for cover on standard or increased premiums will depend on your BMI, medical history and your current lifestyle, such as whether you smoke or drink heavily.
Prices from insurers will vary depending on who you speak to, which is why iLL is the right place to find the best overweight and obese life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have severe obesity that puts a major strain on many of your vital organs, and you have been told that you are at a greater risk of developing a health condition such as heart disease or stroke, there is a great likelihood of you making a claim to an insurance company in future. A loading fee may therefore be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal so that all of your insurance requirements are met. It’s quick and easy to get your quote.
Fill in our 30-second form
iLL works with many of the UK’s leading life insurance providers that offer cover for overweight and obese people. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one life insurance broker. Submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
A critical illness cover policy will pay out a lump sum if you are diagnosed with a critical illness such as cancer. While it is possible that some insurers may accept applications from overweight or obese people, policy exclusions may apply in relation to cardiovascular diseases linked to a high BMI, or cancers such as breast cancer or bowel cancer.
With iLL’s policy comparison service, you can find the right cover that suits your needs. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. It’s quick, easy to do and saves you time searching the market for the right insurer.
For more information, help and support about obesity or being overweight, visit the following links:
British Heart Foundation
The King’s Fund
Obesity Health Alliance
At iLL, we like to save you money and make the purchasing of life insurance as quick and simple as possible. If you are overweight or obese, you may worry about where you can find a sympathetic insurer that will offer you the right cover for your needs. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for overweight and obese life insurance. Our free service can help you find the right cover at the best price.